October 26, 2015


A unique facet of the merger process in health insurance is that the state’s insurance commissioner must approve all insurance mergers.  While the laws empowering the insurance commissioners vary state-to-state, most states use a slight variation on the Model Insuranc...

October 19, 2015

Along with the Federal Government, the states are also empowered to enforce the antitrust laws.  If a merger is deemed anticompetitive, the state’s attorney general can bring a lawsuit on behalf of the residents of their state under federal antitrust law.  In mergers,...

October 12, 2015

Under federal law, the Antitrust Division at the Department of Justice (DOJ) must challenge any merger that could “substantially lessen competition.”  To enforce the antitrust laws, the DOJ is empowered by federal law to review all mergers of a certain size  – transact...

October 5, 2015

The Department of Justice Antitrust Division, States’ Attorneys General, and State Insurance Commissioners all have the same obligation to consumers – to make sure a proposed merger does not substantially reduce competition.  To fulfill this mandate they have broad inv...

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